🚘 Top 5 Myths About Getting a Hire Car After a Not-at-Fault Accident

After a car accident, getting a replacement hire car can seem confusing — especially with all the misinformation online.
At Direct Claims Melbourne, we regularly hear drivers say things like:

“I’m not insured, so I can’t get a car,” or “It’ll cost me later.”

The truth? Most of these assumptions are completely false.
Here are the top five myths about accident hire cars — and the facts that every Melbourne driver should know.

🧾 Myth 1: You Must Have Insurance to Qualify

❌ False. Even if you’re uninsured, you’re still legally entitled to a replacement hire car if the accident wasn’t your fault.

✅ The at-fault driver’s insurer is responsible for covering all related costs — including your replacement vehicle.

💳 Myth 2: You Have to Pay First and Claim Later

❌ Not with Direct Claims.

We provide your replacement vehicle upfront at no cost, and handle all recovery directly with the at-fault driver’s insurer.
You never pay a cent — and you won’t be out of pocket while waiting for reimbursement.

🚙 Myth 3: You’ll Only Get a Basic Car

❌ Wrong again.

Our fleet includes a full range of vehicles:

• Hatchbacks & sedans

• SUVs & utes

• Vans & commercial vehicles

• Prestige & luxury models

✅ We always aim to match the make and class of your own car — so you can stay on the road without compromise.

⏱️ Myth 4: The Process Takes Days

❌ Not true.

Most clients receive their hire car the same day liability is confirmed.
Our Melbourne-based team operates 7 days a week to ensure fast, stress-free delivery.

🔁 Myth 5: You’ll Have to Return the Car Before Repairs Are Done

❌ Definitely not.

You can keep your replacement car until your own vehicle is fully repaired and ready for pickup.
We coordinate everything — so there’s no gap between your accident and getting back to normal.

✅ The Truth: It’s Simple with Direct Claims Melbourne

Getting a replacement hire car after a not-at-fault accident shouldn’t be complicated — and with Direct Claims Melbourne, it isn’t.

• No insurance hassles

• No hidden fees

• No waiting around

Just professional service, same-day vehicles, and complete peace of mind.

👉 Call 03 8589 2281 or start your claim online today — and get back on the road quickly, confidently, and cost-free.